Dental Insurance

Some Straight Talk About Dental Insurance Plans…

Whether you buy dental insurance or are provided with dental insurance by an employer, there are several things you should understand. Like other types of insurance, the price of the policy (monthly premium) determines what kind of, and how much coverage you get. Most carriers sell policies allowing the purchaser (yourself or your employer) to choose what procedures will, and will not be covered, within a specific time period. When a procedure is excluded, this doesn’t mean that it is not “dentally necessary” but rather is a restriction of your plan. Thus, your policy may provide average, less than average, or better than average coverage on an item-by-item basis. It is not unusual to have above-average coverage on some procedures and below-average coverage on others, all within the same policy.

If you have dental insurance our team will be happy to submit all claims on your behalf and provide the necessary documentation and support to assure that you obtain the maximum benefits under your policy. We will also be happy to submit any pre-determination of insurance benefits for you prior to large procedures. We will do everything that we can to make you feel comfortable in discussing any financial concerns you may have and are prepared to work with you in obtaining “excellence in dentistry” at an affordable level. Please contact us with any additional questions or concerns you may have.

If you don’t have dental insurance, NO WORRIES! Our “healthy smiles” discount plan will make your dental treatment very affordable.